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    100% NO-FAULT COVERAGE

    Healthcare coverage in spite of the 7 former ETIQA exclusions related to Fault: 

    1. mental-nervous disorders/alcohol-drugs (including Mental Health);
    2. participation in brawls/riots/crime;
    3. war/combat-related activities; 
    4. hazardous activities/dangerous sports; 
    5. own misconduct/gross negligence/immoral habits; 
    6. self-inflicted injuries; and 
    7. STD-AIDS.

    (No police report required)

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