BENEFITS On TOP Of PHILHEALTH

ETIQA benefits are ‘on top of’ PHILHEALTH benefits. ETIQA benefits are not ‘integrated with’ or ‘inclusive of’ PHILHEALTH.

If ‘on top of’ PHILHEALTH: Your Total Benefits = (MBL + PHILHEALTH)  

If ‘inclusive of’ PHILHEALTH: Your Total Benefits = (MBL – PHILHEALTH)